Can someone with a Felony Charge sell health and life?

Discussion in 'General Insurance Agent Discussions' started by Benjamin, Oct 14, 2007.

  1. Benjamin
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    Benjamin Member

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    Does any one here know if you can get a license to sell health,life,etc. in Illinois if you have a felony on you record?
    I know it was a drug traffic charge and is the only thing on this persons record.
    Blessings, Benjamin
     
  2. senior-advisor-indiana
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    senior-advisor-indiana Well-Known Member

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    I know of felons in IN that have were issued an insurance license.
     
  3. Mr. Bill
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    Mr. Bill Well-Known Member

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    I don't know of the specific answer. Even with an insurance license, sometimes the carriers won't allow you to appoint with them.
     
  4. CHUMPS FROM OXFORD
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    CHUMPS FROM OXFORD Well-Known Member

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    It will show up on a U4, for what that's worth.
     
  5. Benjamin
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    Benjamin Member

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    Thanks.
    I do know a yes or no question on whether the producer has been convicted is asked on Illinois's Insurance Producer License Application.
     
  6. The New Guy
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    The New Guy Well-Known Member

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    Did you have had your sleeves rolled down to cover your prison tats?
     
  7. Benjamin
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    Benjamin Member

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    senior advisor indian are you really 27 like it says in your profile...cause i am and could use some advice on selling life,health, and acc... i am about to take the exam.. just took the pre lisc..
     
    Last edited: Oct 14, 2007
  8. TXINSURANCE
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    TXINSURANCE Well-Known Member

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    Depends on the state. Some states no way, others consider legnth of time and what the felony was. If it involves money or ripping people off the chances of you getting a license might be slim.

    Search your states DOI website about licensing it is usually buried in the code. If you can not find the specific code that addresses this - call your DOI. All the DOI does is follow their rules and law - there is no need to dance the question - shoot straight it and you might be surprised the answer you get.

    You might have trouble getting APPOINTED even if you have a license since the felony question is going to come up EVERY TIME you want to contract to sell various companies. You might have to provide court papers and jump through a ton of hoops.

    If you are 27 - this might be rough since you don't have a lot of time since your charges... It would be different if you were 47 and this happened when you were in your 20's...

    Call your DOI start there...

    Good luck either way.
     
  9. Benjamin
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    Benjamin Member

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    Thanks.. I have a Mentor/Sponsor that I will be working for..If he is contracted with the companies will I also need to be contacted to sell with them....
     
  10. WBunch
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    WBunch Well-Known Member

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    Yes you will have to be contracted even if he does the sub-agent thing with you, where he gets the commish and AP credit and he pays you a percentage that is agreed upon.
     

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