Can the Same Policy Differ in Price from Different Agents

ba_50

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This question pertains to home owner and auto policies. My friend says one agency is cheaper than the rest. Thanks
 
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Assuming the same product, same coverage, same discounts and accurate underwriting information, then the price will be the same. Almost certainly one or more of these is not the same between quotes.
 
Assuming the same product, same coverage, same discounts and accurate underwriting information, then the price will be the same. Almost certainly one or more of these is not the same between quotes.

Another agent can not change the price itself. They can however include /exclude features, riders, endorsements ect. That can have a tremendous impact on the final cost. This is the very reason you should find and get to know an independent agent. Find someone you trust and have piece of mind. Is it really worth it to save a few dollars only to find out you aren't covered for xyz. Sit down and outline your minimum coverage expectations and use that as a base line for comparison. At least keep it apples to apples as much as possible.

But no policy #123 cannot be priced differently from one agency to the next. But your coverage and ultimately the cost sure can.
 

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