Hello all, I wanted to, in the near future, offer financial planning to the public as well as insurance. My agency is over 15 years old, and many clients have asked me about financial planning, and since I am not licensed, I do not offer planning services. I do, however, already have a 6 & 63. If I get my CFP certification, I do not have to sit for a 65 exam. Anyway, I am going through the steps for the prep for the CFP test, as I plan to sit for the exam in March. I have a question on the experience issue. I have been managing my portfolio for several decades, and it has done well. So well, I do handle/manage the investment accounts for multiple family members. Two of them also have trusts, so I manage them as well. I do not charge a fee, and just do the same thing for my portfolio as I do for theres. These has been for several years now. My returns have matched, or come pretty close to the S & P benchmark. Hence the reason why they asked me to look at their portfolios, and then ultimately take them over in managing them. The returns are healthy and balanced with in what the goals are for each account. Some are for retirement, which then, they are geared towards growth and capital appreciation. Others, which are need for income are more conservative and stable with steady income each month or quarter. The total value of the portfolio is above 5 million. Can this count for the experience part?