Cheapest LUMP SUM Critical Care and Cancer Plans

kamp

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Anyone got a beat on this?

Possibly with ROP options too.

Thanks.

**I did post this in the Critical Illness section but that place looks like Chernobyl**
 
Anyone got a beat on this?

Possibly with ROP options too.

Thanks.

**I did post this in the Critical Illness section but that place looks like Chernobyl**

Not buying a policy is the cheapest plan.

Are you looking just a few covered illnesses or something broader?

It's not a valid question.

Rick
 
When it comes to CI, it is very hard to determine the "cheapest" .. There are too many variables.. Covered conditions vary from plan to plan... Benefit triggers vary... recurrence determinations vary... In fact, if you always sell the cheapest, quite often you may have sold the worst..
 
I certainly understand that.

But we have quite a few clients with Combined and they seem to have a really strong Lump Sum benefit and it covers:

Heart attack
Heart surgery (performed at a hospital by a physician)
Cancer (except skin cancer, Stage A prostate cancer, and carcinoma in-situ)
Stroke
Brain tumor (must require surgery)
Kidney failure
Organ transplant (heart, kidney, liver, lung, pancreas)
Multiple Sclerosis
Paralysis (two or more limbs)
Dismemberment (two or more limbs)
Severe burns
Blindness

I guess I am looking for something similar that is priced competitively.

I also am looking for a stand alone lump sum cancer policy that is competitively priced as well..not just the CI.

Thanks for the input guys.
 
Last edited:
For CI, I like Assurity.

For cancer, Washington National. You can build their cancer plan into a mini-CI policy.

Rick

I certainly understand that.

But we have quite a few clients with Combined and they seem to have a really strong Lump Sum benefit and it covers:

Heart attack
Heart surgery (performed at a hospital by a physician)
Cancer (except skin cancer, Stage A prostate cancer, and carcinoma in-situ)
Stroke
Brain tumor (must require surgery)
Kidney failure
Organ transplant (heart, kidney, liver, lung, pancreas)
Multiple Sclerosis
Paralysis (two or more limbs)
Dismemberment (two or more limbs)
Severe burns
Blindness

I guess I am looking for something similar that is priced competitively.

I also am looking for a stand alone lump sum cancer policy that is competitively priced as well..not just the CI.

Thanks for the input guys.
 
For CI, I like Assurity.

For cancer, Washington National. You can build their cancer plan into a mini-CI policy.

Rick

Great! Thank you!

I will contact them tomorrow.

Looks like they have some pretty nice products.
 
But we have quite a few clients with Combined and they seem to have a really strong Lump Sum benefit and it covers:


Heart surgery (performed at a hospital by a physician)

Had that done before and if I have to do it again, I sure ain't having it done on a table at McDonald's by a grill cook!
 
Sorry to dig up an old thread but I am a new member and cant start a thread.
Who besides MOO has a cancer plan with no height and weight chart? Be easy on me as I am new.
 
Sorry to dig up an old thread but I am a new member and cant start a thread.
Who besides MOO has a cancer plan with no height and weight chart? Be easy on me as I am new.

Don't know of any of the companies that write cancer only plans that use a height and weight chart.
 

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