Reading an online comment by an agent who sells Medicare supplements and (presumably) had cancer a few years ago. He goes into a lot of detail about the 10 plans then focuses on the two that cover xs charges.
His comment is as follows.
the focus is on the two that cover "excess charges". I ask if they would want to eliminate the risk of having to be out-of-pocket tens of thousands of dollars where a provider does not accept assignment. To make this crystal clear they are then shown what my monthly charges were for chemotherapy in 2009, which were $ 35,000 per month for a treatment period of six months.
I explain that my responsibility could have been $ 31,500 had the facility not accepted Medicare assignment. At that point, they are asked if they would like to eliminate that risk and the answer is always yes.
He did not post MSN's or EOB's but I am curious how he calculated the xs.
It is my understanding that outpatient chemo (or radiation either) is not subject to xs.
But I could be wrong.
Little help, please.
His comment is as follows.
the focus is on the two that cover "excess charges". I ask if they would want to eliminate the risk of having to be out-of-pocket tens of thousands of dollars where a provider does not accept assignment. To make this crystal clear they are then shown what my monthly charges were for chemotherapy in 2009, which were $ 35,000 per month for a treatment period of six months.
I explain that my responsibility could have been $ 31,500 had the facility not accepted Medicare assignment. At that point, they are asked if they would like to eliminate that risk and the answer is always yes.
He did not post MSN's or EOB's but I am curious how he calculated the xs.
It is my understanding that outpatient chemo (or radiation either) is not subject to xs.
But I could be wrong.
Little help, please.