Hello, bought a house in Central Florida and before moving decided to replace tiles in a kitchen. Hired licensed professionals.
They removed kitchen cabinets and found a lot of mold. Remodeling people had a licence for mold mitigation.
They removed mold: walls, cabinets etc. I filed a claim. An insurance adjuster came and made all the pictures to estimate all the damages.
Later got a call from the insurance adjuster, he told me that my claim was denied because I did not live in my house and the event that have caused the mold happened before my insurance policy became active.
Remodeling crew want me to pay they them close to $10 K for walls replacement and mold mitigation.
Is insurance company right? Can I do anything about it?
Thank you.
They removed kitchen cabinets and found a lot of mold. Remodeling people had a licence for mold mitigation.
They removed mold: walls, cabinets etc. I filed a claim. An insurance adjuster came and made all the pictures to estimate all the damages.
Later got a call from the insurance adjuster, he told me that my claim was denied because I did not live in my house and the event that have caused the mold happened before my insurance policy became active.
Remodeling crew want me to pay they them close to $10 K for walls replacement and mold mitigation.
Is insurance company right? Can I do anything about it?
Thank you.