I have a group I'm trying to write. They're coming off a PEO in a couple months and I'm finding it hard to A) save them money, AND B) Offer comparable benefits. Yes, they want best of both worlds, which I think is a little unreasonable. They're currently with a high-end Blue Shield PPO ($400 deductible, $1600 OOP Max, etc.). Closest match is a premium $250 or $500 plan which is hideously expensive. However, the Blue Shield $500 Premium plan, with savings from WC, is about the same cost-wise. Slightly less robust with benefits. Questions: - Anyone have good arguments for switching out of a PEO in this case? I can't realistically convince them to spend the same AND lower their benefits slightly. - Any ideas for plan structures or maybe employer-funded solutions that they could look at? I quoted benelect but they're not that competitive.