COPD and Assurant Life

Feb 8, 2019

  1. DarenMC83
    Offline

    DarenMC83 New Member

    Posts:
    11
    Likes Received:
    0
    State:
    Kentucky
    Does this policy have the Graded benefit with COPD?
     
  2. Newby
    Offline

    Newby Guru

    Posts:
    14,094
    Likes Received:
    927
    State:
    Indiana
    If they have been first diagnosed 2-years or more and use only inhalers they are level/prefered.

    If they use a nebulizor and/or have been first diagnosed within the past 2-years its graded.

    The app says diagnosed not FIRST diagnosed. But their underwriters say to read it as first diagnosed.
     
    Newby, Feb 9, 2019
    #2
Loading...