COPD Oxygen/nebulizer alternative to equitable?

Mar 12, 2019 at 10:14 AM

  1. vic120
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    Any Alternative to Equitable for COPD oxygen nebulizer?

    Actually, She hasn't used in over 6 months but Aetna is 2-year look back, & Equitable has gone up crazy to $170 plan N

    She is in SC if that makes a difference but most carriers are the same as many other states
     
    vic120, Mar 12, 2019 at 10:14 AM
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  2. senior-advisor-indiana
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    I am not aware of any. I haven’t looked at Equitable in a while either but I thought they stopped accepting oxygen a while ago...
     
  3. vic120
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    Wow so no reason to use equitable at all, I had thought about using them again as I run into a couple with oxygen recently and they do have newer low rates, Though clients went up, However if I had nowhere else to place them thought Ok ill do it but If no oxygen then there is no good reason to use them anymore, high increases lower commission
     
    vic120, Mar 12, 2019 at 10:57 AM
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  4. senior-advisor-indiana
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    I’m only 99.9% sure on them not taking oxygen anymore. Im pretty sure that’s why I threw them out of my line up...
     
  5. vic120
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    If you did there was a good reason I am sure, I stopped using them because of the premium increases, Only we're going to add them back for oxygen cases, If they dont take that they are beyond useless
     
    vic120, Mar 12, 2019 at 11:04 AM
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  6. goillini52
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    goillini52 MAGA...Eat More Bacon & BUILD THAT WALL!!!

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    Equitable National and Union Security both use Aetna's health questions, so oxygen and nebulizers are a no go. :no:
     
    goillini52, Mar 12, 2019 at 1:11 PM
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  7. vic120
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    So that's it levels 2 unless in Il then BC No alternatives
     
    vic120, Mar 12, 2019 at 1:14 PM
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  8. goillini52
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    goillini52 MAGA...Eat More Bacon & BUILD THAT WALL!!!

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    That's right. Of those 3 companies, Union Security is the lowest premium in Illinois. I'm going to start using them. The way Equitable is falling apart since they got bought, I don't think I'll mess with Equitable National. Assurant owns Union Security and Aetna's the TPA for them.
     
    goillini52, Mar 12, 2019 at 1:24 PM
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  9. vic120
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    Will Union Take nebulizer/oxygen? If they use Aetna TPA then no right?
     
    vic120, Mar 12, 2019 at 1:32 PM
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  10. goillini52
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    goillini52 MAGA...Eat More Bacon & BUILD THAT WALL!!!

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    No, they won't. I was just making the point that the 3 companies have the same health questions. Union Security uses Aetna's RX KO list. Equitable National has their own list.
     
    goillini52, Mar 12, 2019 at 1:40 PM
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