Unless I am missing something, I was to understand that Disability coverage was available to individuals under age 65. Once someone turned 65, they could no longer be eligible to take out a new contract for Disability. Someone was referred to me, who is over age 65, and now wants to take out DI on himself. He is still working full-time. Unless he's got a few people working for him (which I know not to be the case, after speaking with him), he is no longer eligible to take out a DI policy on himself. Is this guy :bump:me?