I run a small farm mutual company in illinois. An agent of Country Financial has stolen a couple clients from my agents by selling their farm policy using a Protection Class 5, even though these farms are nowhere near a fire hydrant or within 5 miles of town. Is this common practice of Country? Who can compete with city rates for a country home then? Does country home office encourage agents to do this in order to get new business, I have never seen this before, but have heard of it twice as of recently. So I would love to know if this is now common practice by country, or just a sneaky sales agent.