Crohns Disease

Discussion in 'General Insurance Agent Discussions' started by Golddoor, Nov 3, 2006.

  1. Golddoor
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    I have a lead that has Crohns Disease. Does any one know if that is an automatic decline with an individual plan? I couldn't find it listed in any of my underwriting books so thats why Im asking?
     
  2. Michael Haislip
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  3. STIBROKER
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    STIBROKER The Guy that GREENSKY can't not put on ignore. Moderator

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    did you ask them if they have been declined before.....
     
  4. Golddoor
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    Yes and she said she has never applied for ind coverage before.
     
  5. STIBROKER
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    STIBROKER The Guy that GREENSKY can't not put on ignore. Moderator

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  6. Crabcake Johnny
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  7. Golddoor
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    Thanks Sti, I will check with her about this!
     
  8. Vailco
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    Looks like Assurant declines.

    Golden Rule- present- they won't consider. Recovered- 2-4 years, depending on recovery state.
     

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