Thanks again. I will pick them up.
CSI Life Underwriting Pains
- Thread starter socal401
- Start date
Thanks again. I will pick them up.
- 29,487
That's a niche for them. Also, they take diabetes with insulin and HBP(2 meds each) and will consider diabetes with arrhythmia if controlled and no episodes in 2 years.
I have heard and as evidenced in this thread, they can be tough
- 29,487
Looks like they'll consider A-Fib if diagnosed more than 2 years ago and no problems in the past 2 years. I see no blood thinners on their KO list.
I am going to have to reconsider them.
There are other carriers who will take afib as long as there have been no changes in medication in two years.
The only other one I know of is medico and they declined the 2 cases I sent them due to Blood thinner, Everyone that has afib takes blood thinner
Who else accepts Afib with blood thinner?
Pretty sure OIC will. And I know I've seen it in other carriers underwriting guidelines, but don't know which one's off the top of my head. It talks about the condition being controlled. Meaning no change in treatment for the prior two years. Also had this very conversation with more than one carriers underwriting department.
Keep in mind other factors come into play, but if it's controlled, there are other carriers who will consider it.
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