Just a warning to all. The Dave Ramsey ELP program is pure junk. These are some of the worst leads we've ever received. We close close to 30 new clients a week. Do you know how many we closed from the Dave Ramsey ELP Program? Zero. We received five bad telephone numbers. Some wanted a quote, but didn't want to do an app (not sure how to get the information for a quote without an app). Some changed their mind. Some didn't even remember applying for insurance, and someone from our office called them after 2 mins of receipt of the lead. If you want better value for your money, you should just throw the money out the window. At least you can see where it's going. Here's a kicker, they do not even charge per lead. They charge an AVERAGE over the previous 12 months and you pay that monthly regardless of receiving leads or not. For example, in Feb. and March, we received north of 10 leads each. In April, ZERO. In May, one so far. Why does that matter? Well, you will still pay the same rate each month. Just nuts. STAY FAR AWAY FROM THIS. IT PURE BS.