Defibrillator Prospect

[kellyjames]

We have a prospect that is on a Defibrillator. He doesn't qualify for full medical until Jan 1st. He wants as much coverage as possible for now. We are helping him with Cancer coverage and potentially accident medical coverage. Is there any hospital/doctor fixed benefit policies that will take someone with pre existing conditions until Jan 1st? Assurant Health Access won't take him.

 

[Tkruger]

We have a prospect that is on a Defibrillator. He doesn't qualify for full medical until Jan 1st. He wants as much coverage as possible for now. We are helping him with Cancer coverage and potentially accident medical coverage. Is there any hospital/doctor fixed benefit policies that will take someone with pre existing conditions until Jan 1st? Assurant Health Access won't take him.

Any coverage you acquire is going to have a pre x clause that will prevent any coverage that can be linked back to any current health issues.

What state is the prospect located in?