Hi all,
My name is David and I'm doing bit of research around auto insurance market. As a industry experts I would love your input and help on one particular subject: definition of non-standard driver.
My understanding is that rules are different for each state/carrier. Is this correct statement? I'm also trying to classify these scenarios:
* driver is requesting a state minimum coverage. never had any accidents, violations, DUI etc. How would you classify him? Non-standard because of requested coverage?
* driver requesting high coverage 100/300 but with lets say 3 traffic violations. Same question
Many thanks in advance for all answers!!!
My name is David and I'm doing bit of research around auto insurance market. As a industry experts I would love your input and help on one particular subject: definition of non-standard driver.
My understanding is that rules are different for each state/carrier. Is this correct statement? I'm also trying to classify these scenarios:
* driver is requesting a state minimum coverage. never had any accidents, violations, DUI etc. How would you classify him? Non-standard because of requested coverage?
* driver requesting high coverage 100/300 but with lets say 3 traffic violations. Same question
Many thanks in advance for all answers!!!