Diability Quote...?

TonyC

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I have a friend who needs disability insurance. She just got turned down with Aflac. She's on Lexipro for several years now...and otherwise is in perfect health.

She's 46 yrs old, non-smoker, professional.

Anyone know who would accept her?
 
I have a friend who needs disability insurance. She just got turned down with Aflac. She's on Lexipro for several years now...and otherwise is in perfect health.

She's 46 yrs old, non-smoker, professional.

Anyone know who would accept her?

You might try Assurant Voluntary Market: They have an individual Disability policy with 14 day wait that you can submit online.

www.voluntarymart.com

Hope that helps you.

Duaine:noteworthy:
 
...the only impairments to her would be...mental depression.

So what would the exclusions be?

Suicide?...but that would be a permanent disability (sigh)

She's never been admitted to a Psych ward....or hosipitalized for depression.

Quite frankly...i don't understand why she was turned down By Aflac...
 
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Colonial Life will issue her a short term disability policy up to $3,000 per month. Over that amount her prescription drug history comes into play. You would have to get her employer to offer the benefit.
 
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