- 1,734
Referral for 71YO, non-tobacco, possible ht/wt issue, cancer clear for 5 years, surgery 2 years ago, spine. Rate increase to about $330/mo.
So, when app asks about diagnosis, def. have date, surgery, have date. Does follow up for cancer count as treatment? If so, then the semi-annual, soon to be annual check by doc would knock that out.
Has plan F, if can get through underwriting, could suggest Plan G, but that narrows carriers.
Most of my work has been with T65 or MAPD so far, but branching out into older ages on medsupp.
So, when app asks about diagnosis, def. have date, surgery, have date. Does follow up for cancer count as treatment? If so, then the semi-annual, soon to be annual check by doc would knock that out.
Has plan F, if can get through underwriting, could suggest Plan G, but that narrows carriers.
Most of my work has been with T65 or MAPD so far, but branching out into older ages on medsupp.
Last edited: