What's the difference, if any? If words mean things, I think there must be some difference. I have two Mutual of Omaha contracts before me from different marketers. One has GA everywhere. The other (from one of the big FMO/NMO's or whatever that is direct to the carrier) has "Special Agent" on a couple of the pages but it has GA on some other pages. The latter initially offered me a lower contract so I'm guessing a "Special Agent" is a level below a GA. But I'm thinking that there must have been some screw up since the paperwork has you signing some pages that have GA and others that have SA. Regardless, I thought I'd submit this to the brain trust here to get a more definite opinion.