Disability in December, Drop for a Supplement in January?

Oct 21, 2016

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  1. Justin Bilyj
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    Justin Bilyj Guru

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    I have a referral that is going on disability before 65, with an effective date of her medicare supplement plan C being in December. This plan is provided by her retirement plan, and is overpriced. She wants to drop her employer plan in January to opt for a supplement plan F.

    I am correct in assuming she can just drop her employer plan C and pick up an F on a GI basis in January, correct? The under 65 disability condition is throwing my rationality out the door for this one.
     
  2. Mink
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    Mink Super Genius

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    She has 6 months of open enrollment from her Part B start date
     
    Mink, Oct 24, 2016
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  3. TwoCents
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    If her employer is offering a supp, you better be certain it's not one of those arrangements where she's getting an HRA and has to enroll through a particular broker.
     
    TwoCents, Oct 24, 2016
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  4. Justin Bilyj
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    I already checked about that, no reimbursement or subsidy from prior retirement plan.
     
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