Disability in December, Drop for a Supplement in January?

[Justin Bilyj]

I have a referral that is going on disability before 65, with an effective date of her medicare supplement plan C being in December. This plan is provided by her retirement plan, and is overpriced. She wants to drop her employer plan in January to opt for a supplement plan F.

I am correct in assuming she can just drop her employer plan C and pick up an F on a GI basis in January, correct? The under 65 disability condition is throwing my rationality out the door for this one.

 

[Mink]

She has 6 months of open enrollment from her Part B start date

 

[TwoCents]

I have a referral that is going on disability before 65, with an effective date of her medicare supplement plan C being in December. This plan is provided by her retirement plan, and is overpriced. She wants to drop her employer plan in January to opt for a supplement plan F.

I am correct in assuming she can just drop her employer plan C and pick up an F on a GI basis in January, correct? The under 65 disability condition is throwing my rationality out the door for this one.

If her employer is offering a supp, you better be certain it's not one of those arrangements where she's getting an HRA and has to enroll through a particular broker.

 

[Justin Bilyj]

I already checked about that, no reimbursement or subsidy from prior retirement plan.