At times like this, I wish discount medical plans were illegal, or at the least, the salesmen should be held accountable for their actions.
A lady contacted me over the weekend, desparate to talk to me about finding health insurance.
She had real health insurance until April of this year when some *** talked her into dropping it in favor of his plan that was "just like what she had, only cheaper."
The first time she tried to use it the doctors office refused to accept it and told her it was a discount plan and they did not recognize or accept those plans.
The salesman told her his plan was better since she never went to the doctor and didn't use medication, which at the time, was true.
Two months later she went to the doc, complaining of difficulty breathing. She thought she had asthma.
Turns out she has congestive heart failure. She takes 4 different medications.
Georgia doesn't have a risk pool. Her prior coverage was not HIPAA qualified. Even if it was, she had more than 63 days without coverage. She is self employed as a contract (1099) employee. We don't have 1 person groups in Georgia and she earns too much for Medicaid.
Shortly after buying this crap plan the salesman actually called back trying to sell her a dental & vision plan.
She refused, but is still paying $189 per month for a plan that does nothing for her.
We are exploring options now, including Healthy Access, a new limited benefit plan from Time. It doesn't appear that Time want's to put detailed underwriting information, or even an application, online. Does anyone have some guidance on this plan?
A lady contacted me over the weekend, desparate to talk to me about finding health insurance.
She had real health insurance until April of this year when some *** talked her into dropping it in favor of his plan that was "just like what she had, only cheaper."
The first time she tried to use it the doctors office refused to accept it and told her it was a discount plan and they did not recognize or accept those plans.
The salesman told her his plan was better since she never went to the doctor and didn't use medication, which at the time, was true.
Two months later she went to the doc, complaining of difficulty breathing. She thought she had asthma.
Turns out she has congestive heart failure. She takes 4 different medications.
Georgia doesn't have a risk pool. Her prior coverage was not HIPAA qualified. Even if it was, she had more than 63 days without coverage. She is self employed as a contract (1099) employee. We don't have 1 person groups in Georgia and she earns too much for Medicaid.
Shortly after buying this crap plan the salesman actually called back trying to sell her a dental & vision plan.
She refused, but is still paying $189 per month for a plan that does nothing for her.
We are exploring options now, including Healthy Access, a new limited benefit plan from Time. It doesn't appear that Time want's to put detailed underwriting information, or even an application, online. Does anyone have some guidance on this plan?
