Discuss MAPD After Meeting a Prospect for Life Insurance

[sam816]

If the client asks you to review his MAPD plan AFTER you finish talking about his life insurance options, can you move right on to MAPD in the same appointment or do you have to go back after 48 hours? I know the other way (MAPD first then life insurance in the same appointment) is not allowed.

TIA.

 

[midwestbroker]

According to CMS rules, you can have a SOA signed at the FE appointment and return after the 48 hour cool of period to review the MAPD.

Mind you the client has to bring up the MAPD. If the agent brings it up, that is a CMS violation.

 

[GreenSky]

According to CMS rules, you can have a SOA signed at the FE appointment and return after the 48 hour cool of period to review the MAPD.

And from zero to zero, how many agents would actually do this?

Rick

 

[Mediguru]

My understanding is when discussing FE and the client wants info on MAPD, you can have the SOA signed and discuss MAPD during the same meeting, as long as the client brings up MAPD.

It is when the meeting was scheduled to discuss MAPD that you must wait 48 hours to then discuss FE. (Has this changed?)