Doctor Conflicted About UHC Killing

[goillini52]

Or you could just answer the question…

I already did. You have a good evening,.

 

[EckoRomeo]

There is a huge difference between rationing care and negotiating the price of care.

Actuarial data and Premium Approvals from the States are based on the Price of Care.

1) All those aren't examples of rationing care and 2) demand most definitely influences price. 3) Most of premium increases are due to government mandates. Was individual insurance cheaper pre- or post-Obamacare?

 

[EckoRomeo]

I already did. You have a good evening,.

Only in your mind… but thanks for proving my point…

 

[goillini52]

Only in your mind… but thanks for proving my point…

 

[rousemark]

His murder certainly was not justified.

But the medical care and physician providing it saved their life.

The payment mechanism.... forced payment mechanism... did not save their life by "approving" the care necessary to save their life. That they are legally required to do.

But the payment mechanism can certainly cause their death, if it denies the care necessary to save their life and the Doctor never has a chance to save the sick person.

And it is 100% the fault of the CEO and executive team when increased denials are mandated by the C-Suite. They spent tens of millions on AI software that is literally marketed to insurers as increasing the amount of denials. Increased denials was corporate policy. And it caused needless suffering and deaths that could have been prevented.

The issue with health insurance profits has never been the profit margin. That does not tell the true story.

Carriers are essentially regulated on their profit margins through MLRs. The only way to increase Revenue, is to increase Premiums.

5% of a rapidly increasing 2 hundred billion... is the issue. Rapidly increasing is the key term there. They have zero incentive to negotiate and contain the cost of medical care.... because its literally the largest single factor that increases year over year profits.

The denial of care is the reason I switched from a Med Adv to original Medicare.

 

[scagnt83]

The denial of care is the reason I switched from a Med Adv to original Medicare.

From what you have shared, it sounds like it saved your life.

 

[scagnt83]

1) All those aren't examples of rationing care and

Yes, they are.

 

[scagnt83]

3) Most of premium increases are due to government mandates. Was individual insurance cheaper pre- or post-Obamacare?

Yes, and no.

They are required to increase premiums to keep a certain amount of Reserves.

But Carriers request Premium Increases, and those requests are approved by the states.

Premium increases are essentially based on a formula.

And the formula used, is primarily based on the Price of Care.