Dr Offices refusing certain companies Med Supp

Feb 5, 2019

  1. goillini52
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    goillini52 MAGA...Eat More Bacon & BUILD THAT WALL!!!

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    But if the doctor's office doesn't think she has a supplement, in their eyes the patient will owe (whether the Part B Deductible has been met or not) a minimum of 20%.

    I agree that it's BS. I've had to call a few doctor's offices before to "educate" them. Some really stupid people out there. :yes:
     
  2. vic120
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    vic120 Guru

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    This this this so much this

    Billing manager probably does not know much but what they do know is they Don't take Humana

    Since they probably run into Humana MA plans so much they probably won't budge, its burned into memory.

    Why not sell a better company with more commission less hassles and won't steal your clients
     
    vic120, Feb 5, 2019
    #12
  3. Newby
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    Newby Guru

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    Both of my doctors (completely unaffiliated) have signs hanging in their patient rooms stating that they no longer accept Humana Medicare Plans. I have corrected them several times over the years that they DO take humana Medicare Supplements. What they don't take is Humana PPO and HMO Part C plans. They agree but don't understand.

    No one ever buys Humana Med Sups in this area anyway unless some State Farm agent actually sells one.
     
    Newby, Feb 5, 2019
    #13
  4. Chazm
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    Chazm Guru

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    They don’t pay much up there?
    They pay a lot here in FL with the lowest or next to the lowest rates. And the only company to include Silver sneakers.
     
    Chazm, Feb 5, 2019
    #14
  5. goillini52
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    goillini52 MAGA...Eat More Bacon & BUILD THAT WALL!!!

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    SilverSneakers is advertising independently now on T.V.. :yes:
     
  6. vic120
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    vic120 Guru

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    I haven't looked to compare commission, in a few years and have never considered them for, med supp because of my experience with MA and being quick to take a client< However a few years ago I believe they were several points below the rest, But again that is only part the reason
     
    vic120, Feb 5, 2019
    #16
  7. Todd King
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    Todd King IMO/FMO Owner

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    In most of the states they pay 20% (street level). In other states, such as TN they pay 18%.
     
  8. vic120
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    vic120 Guru

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    Ok a little low, not as bad as I thought, still wouldn't write them unless someone was really stuck on them
     
    vic120, Feb 5, 2019
    #18
  9. somarco
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    somarco That Medicare Expert Guy

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    She is an idiot

    You can tell her I said so.

    Todd is right. She is thinking of MA, not Medigap.

    She is a freakin idiot. Needs to be fired.
     
    somarco, Feb 5, 2019
    #19
  10. sshafran
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    sshafran Guru

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    I was "forced" to sell Humana med supps this past AEP - several UHC clients got the "no more SilverSneakers" letter and were wanting an alternative.

    Those who got that letter, some I wrote Anthem, some I wrote Humana.

    Frankly, the comp isn't too bad (especially compared to UHC), and their e-app is very good (way better than Anthem's). Underwriting is fair as well.

    They went from the box of "why would I sell them?" to "this is a decent option for the right situation."
     
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