If a Beneficiary is receiving Full Medicaid and has Medicare, and they elect NOT to enroll in a Medicare Advantage Special Needs Plans for Dual Eligibles, but decide to enroll in just a regular Medicare Advantage HMO Plan for whatever reason, I need to know what damages will this do to them in the area of out of pocket expenses.
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Now as you know full medicaid beneficiaries will pay $0.00 on these dual plans, and have a lot more benefits like transportation, dental vision...Question is-- will this person out of pocket expenses be the same on the regular HMO plan, (because the do have Full Medicaid), or will they actually incur some charges?
I was told once that they do not have to enroll in the Dual Plans and I understand that, but I am concerned about the costs they may be responsible for if they elect another type of Plan?
Thanks
Melo (Melo always)
.
Now as you know full medicaid beneficiaries will pay $0.00 on these dual plans, and have a lot more benefits like transportation, dental vision...Question is-- will this person out of pocket expenses be the same on the regular HMO plan, (because the do have Full Medicaid), or will they actually incur some charges?
I was told once that they do not have to enroll in the Dual Plans and I understand that, but I am concerned about the costs they may be responsible for if they elect another type of Plan?
Thanks
Melo (Melo always)