- 325
Yep.... 4. In the past 7yrs. Will anyone touch this person ? Looking for options... was originally going for $1m term as she's a single mother. Ahhhh if this was easy, everyone would be doing it. 
DUI X 4
- Thread starter gambrinus
- Start date
- 24,934
Yep.... 4. In the past 7yrs. Will anyone touch this person ? Looking for options... was originally going for $1m term as she's a single mother. Ahhhh if this was easy, everyone would be doing it.
I have no idea. However, a couple other bits of info needed.
Dates? All four 7 years ago or two last week?
Any Felonies?
What does the rest of her MVR look like?
Jail? On Probation?
Drug and Alcohol Questionaire
How old is she?
$ 1,000,000.oo ?!? Can she qualify financially for the face amount.
Can or will she pay the premium? Will she keep it 13 months?
ianbroker31
Expert
Did you say 4 DUI's
- 29,467
She ought to be in jail! How many more DUI's until she kills innocent people?Yep.... 4. In the past 7yrs. Will anyone touch this person ? Looking for options... was originally going for $1m term as she's a single mother. Ahhhh if this was easy, everyone would be doing it.
Hopefully she doesn't drive drunk when her kids are in the car with her.
- Thread starter
- #5
- 325
Hey... I'm not to judge.. she's trying to make at least one good decision in getting life insurance. Most recent one was approx a yr ago. Rest of MVR is o.k. She just needs to know when to take an uber home.. If this gets placed, I'm going to buy her one of those key chain breathalyzers.
- 15,041
I'd talk to Wino or dgoldenz about getting it placed.
But I never needed a device or another person to tell me when I shouldn't be driving, my body did a pretty good job of it. And I don't claim to be perfect either, but I also don't have a DUI, much less 4.
eersfan
Super Genius
- 200
chances of being underwritten are less than slim...closer to none.
DigitalBGA.com
Super Genius
- 107
Move on. Can't help everyone. Next lead...
- 24,934
Quote her a couple Final Expense policies and as much Accidental Death as she can get. Not sure if you can find one that will not exclude drunk driving death. If she balks at those premiums, Foot Bail.
Remember, Many fully underwritten Term companies only pay you through T4.
Remember, Many fully underwritten Term companies only pay you through T4.
- 5,778
Yep.... 4. In the past 7yrs. Will anyone touch this person ? Looking for options... was originally going for $1m term as she's a single mother. Ahhhh if this was easy, everyone would be doing it.
Dream on... If you find a company that wold do that I'll buy you a cup of coffee.
Dang hard to impossible to do $100K with a record like that... I'm from IL, her last DUI had to be with out drivers lic.
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