1) I renewed my Life E&O with Calsurance for 2011. The certificate shows effective date as 01/01/2011. I have had my E&O with them in 2010 as well, so shouldn't the new certificate shows effective date as XX/XX/2010. Its a CLAIM MADE AND REP policy. I spoke with CSR, and she said this is fine, because if any claims is made in 2010, the 2010 policy will cover that. I'm still not sure, what about claims occured in 2010, but reported in 2011
[I think, I'm OK...but wanted to confirm and make sure]
2) In the Product description of the Certificate, it mentions Life, Health, Disability or Accident Insurance. Does this description of product covers activities for disability income insurance. I spoke with Calsurance CSR earlier, and she said YES, it does cover Disability Income Insurance. I just dont want to take her words, and want to check with the experts here.
Thank you
[I think, I'm OK...but wanted to confirm and make sure]
2) In the Product description of the Certificate, it mentions Life, Health, Disability or Accident Insurance. Does this description of product covers activities for disability income insurance. I spoke with Calsurance CSR earlier, and she said YES, it does cover Disability Income Insurance. I just dont want to take her words, and want to check with the experts here.
Thank you
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