One of my favorite companies to do business with has been Equitable Life and Casuaity. Last week, I received a notice the company was raising their rates for the Modernized plan F & N plans 9.5 %. Today I received a call from a client who's on Equitable Life's Plan F She told me her semi-annual rate was jumping "a couple hundred dollars" effective May 1. I went to my quote engine , after speaking with the client, to find that Equitable is now an AM Best "B" rated company. It was a B+ a few years ago when I was appointed. Should I be concerned for my clients? Thanks.