One of my agents asked me if she could get an Ex-NFL player a life policy written as standard. Apparently, she tried about 6 or 7 years ago and it came back rated and he didn't take it. He currently has a wife, 2 young kids and NO LIFE INSURANCE!!!!!!! Here are all of the stats I know: Age 45 6'3" 290 no meds no major health issues (except for all of the injuries, I'm sure he got while playing) Not sure the face amount he's looking for, or kind of policy. My suggestion to the agent is to see what kind of budget we are looking at and get him the best bang for the buck, especially if he's going to be rated. Thoughts on where to go?