Face to Face Life Sales

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Does Forethought final expense allow apps taken on the phone or through the mail or email - WITHOUT SEEING THE APPLICANT FACE TO FACE? Some companies require agent to witness app.
 
I called Forethought BUT they gave me goofy info. I'd rather get this answered by somebody who actually sells some NOT face to face. Anybody out there?
 
Don't know but it seems that it simply better to just get face to face better be safe then sorry on these type issues.
 
United Home Life has a lot better product. Their graded death plan is only 2 years instead of 4 years with forethought. The commission are higher also. You don't have to see the clients face to face either. They also have a high med term. Rosenthal Financial Services, LLC.
 
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