Farm & Ranch Healthcare

[ROGCHAP57]

Just wanted to see if anyone has had any dealings with this company, saw it on CareerBuilder, looked good but I'm a Newb and at this point anything would look good, well almost anything!
Thanks
Roger

 

[STIBROKER]

http://www.farmranchhealthcare.com/

 

[Insuranceman]

I hear a lot of people complain about all the holes in their coverage thru Farm & Ranch. Many people feel that they were mislead when they purchased it.

Here in Ohio they use United American / hospital indemnity plan and sell it as major medical plans with a discount card. They contacted me one time to try sell me insurance . I played along and listen to their pitch.
I can tell you first hand that the person I spoke to was very disceptive
and high pressure.

 

[Michael Haislip]

Farm & Ranch is the leading agency for United American, so I expect you'll be pushing UA's hospital indemnity plans. There's nothing wrong with them, but don't call them major medical.

 

[STIBROKER]

[quote="Michael HaislipThere's nothing wrong with them, but don't call them major medical.[/quote]

so whats right about a non~major medical........

 

[Michael Haislip]

so whats right about a non~major medical........

Some of us can't get major medical. Enjoy your good health.

 

[STIBROKER]

Some of us can't get major medical. Enjoy your good health.

The system is designed for all of us to get major medical.......

 

[Michael Haislip]

Some of us can't get major medical. Enjoy your good health.

The system is designed for all of us to get major medical.......

Please explain.

 

[STIBROKER]

well one can go to work for someone with a group health plan(or in some cases have a 2 man group written),or they can get an individual plan(and if declined) ,go to the high risk health pool or a one man group depending on your state....now you might have to go with a high deductible to make it cost effective or affordable but is better than 1/2 a health plan......

 

[Michael Haislip]

You have to look at the individual's situation. Not everyone can just go out a get a job with benefits or form a two-man group. If the person is in Tennessee, those are the only options. Is it better to have some coverage than none? Or is it major medical or nothing?