Farmers & Unscheduled Assets (Missouri)

Jul 12, 2019

  1. smg44
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    smg44 New Member

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    So I have a potential client who wants to be assured that his ATVS, firearms and guns are covered so I wrote him a policy that came to about $2800 with all his scheduled items. His current Farmers policy was $3200. So his Farmers agent knew he was shopping around and dropped his rate to $2050 somehow. My potential client also said that his agent told him that all those things I scheduled are covered under his Coverage C. Does this seem accurate? We are talking 15k in firearms 20k for atvs and 50k in jewelry.
     
    smg44, Jul 12, 2019
    #1
  2. fed up
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    fed up Guru

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    So long as the client understands that the items are each subject to a deductible with a max value per item there is nothing you can do but explain the difference. Then let the client decide
     
    fed up, Jul 14, 2019 at 1:52 PM
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