I would love to hear the reasons behind the carriers that some of you use in your respective market. Personally, I like Assurant, Golden Rule and Aetna in that order w/ my reasons below.
Assurant
* Excellent agent support
* Top notch plans based on easy to read policy language and accessibility
* Rate Lock Guarantee
* Top Producer Club Eligibility
* Sales Assistant/Underwriter
* Friendly customer service
* Download/online quoting software
* Applications sent online and fast turnaround time for healthy applicants.
- Premiums are higher than anybody else, so I have to rely more upon value, which is hard somebody for somebody new.
Golden Rule
* Competitive Quotes
* Friendly customer service
* Downloadable/Online quoting software
* Medium-level plans
* Product training is top-notch
- Software needs to be updated
- cannot obtain sample certificate of coverage
- Decline anybody who isn't healthy
Aetna
* Friendly customer service
* Plans are medium to high level
* Second most leniest carrier in MD regarding underwriting
- No downloadable software
- Drug cap needs to go
- Cannot obtain sample certificate of coverage
That about covers it thus far......
Assurant
* Excellent agent support
* Top notch plans based on easy to read policy language and accessibility
* Rate Lock Guarantee
* Top Producer Club Eligibility
* Sales Assistant/Underwriter
* Friendly customer service
* Download/online quoting software
* Applications sent online and fast turnaround time for healthy applicants.
- Premiums are higher than anybody else, so I have to rely more upon value, which is hard somebody for somebody new.
Golden Rule
* Competitive Quotes
* Friendly customer service
* Downloadable/Online quoting software
* Medium-level plans
* Product training is top-notch
- Software needs to be updated
- cannot obtain sample certificate of coverage
- Decline anybody who isn't healthy
Aetna
* Friendly customer service
* Plans are medium to high level
* Second most leniest carrier in MD regarding underwriting
- No downloadable software
- Drug cap needs to go
- Cannot obtain sample certificate of coverage
That about covers it thus far......