Zach
Expert
- 67
What's your go to for no phi and instant decision eapps? Looking for over the phone and F2F. Thanks for your help.
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I really just prefer the instant decisions and no PHI to keep it as smooth as possible for the client. If something were to come up as graded get them with another company. What Med Supp company do you prefer to use since you're selling over the phone?I sell over the phone, I dont see the need for instant issue when most approve in few days with exception of a few.
For the most part, if the call is done within a week I never have issued it is some carriers that can be longer that can be an issue, Even then its only a small number that can be an issue when underwriting takes over 10 days, I do know which carriers can take a while and prep them first
I really just prefer the instant decisions and no PHI to keep it as smooth as possible for the client. If something were to come up as graded get them with another company. What Med Supp company do you prefer to use since you're selling over the phone?
We have Sentinel and use the for.both FE and med supp. They have an eapp that provides instant decision some of the time.The only carrier that I have for instant decision and no phi is Americo. Was just wondering what others liked to use then I'll do my research on their underwriting. I'm in 2 states and want to get appointed most states eventually.
I haven't used them for a while, but I'm sure that Oxford Life still has an instant decision after the POS PHI. LCBA also has the instant decision after the POS PHI.Was hoping there was one for Med Supposed haha