FE Carriers with E-apps

Discussion in 'Final Expense Forum' started by sshafran, Jul 26, 2015.

  1. sshafran
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    sshafran Well-Known Member

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    What are your favorite FE carriers with e-app options? (or 3-way call options)

    This is mainly for cross-selling current med supp / mapd client base...
     
  2. jdeasy
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    jdeasy Well-Known Member

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    You can do that with RNA, Equitable and AmCon. I'm sure there's more.
     
  3. PittAgent
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    PittAgent Well-Known Member

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    RNA has an eapp now? Is this an app or directly through their website?
     
  4. Newby
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    Newby Well-Known Member

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    They have voice app.
     
  5. jdeasy
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    jdeasy Well-Known Member

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    He also asked about 3 way calling.
     
  6. yabadabadoo1026
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    yabadabadoo1026 Well-Known Member

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    And I fail to see what the so-called benefit to the agent this is suppose to be------we complete the worksheet which is almost the same writing as the app and faxing a paper ap is no time savings over the added phone time of voice sig vs old phi-----other than faster issue/getting paid faster which is not a big issue with heavy hitters which im not why would I want to do that 25 minute call vs a foresters that gives me a decision on phone and last case officially approved same day they got faxed ap

    As JD calls it --"business prevention" for many ----understand of course the faster pay benefit to those needing that better cash flow..-certainly no time savings based on the only one I did (and with my bad luck no decision at the end) and more trouble than its worth imo
     
    Last edited: Jul 27, 2015
  7. John Galt
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    John Galt Well-Known Member

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    Dang all that time and no decision at the end. Thats bad.
     
  8. Newby
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    Newby Well-Known Member

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    The OP is asking about phone sales. It makes it easier to sell over the phone then having to mail paperwork back-and-forth. For face to face agents it's not an advantage it's a disadvantage.
     
  9. jdeasy
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    jdeasy Well-Known Member

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    There is no benefit to the RNA voice sig app for the face to face agent. You still have to pretty much fill out the app in order to make sure the questions are answered and to list the meds. You just don't have to get their signature.

    So it save your having to fax it. Big deal!!

    I just wrote a husband and wife. Put him with RNA because of an underwriting niche. Put her with Trinity. His interview took 24 minutes. Her's took 7 minutes.

    I did have to fax her app in but it don't take 17 minutes to fax 3 pages.
     
  10. yabadabadoo1026
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    yabadabadoo1026 Well-Known Member

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    true and if I understand right if you do the paper ap there is no in-home PHI and they will be called for that----right??????????------good luck reaching folks later even when they give a window to call . Had a TA die on the vine when they wanted to talk to him and never could reach him again---I couldn't either

    business prevention for sure---------hard to support carriers that don't have a clue about realities of a business they sell---------------I know this voice sig
    thing has been beat to death/ they going to evolve their biz to just that placed not face to face and wonder where the biz went----------when their ex- biggest advocate-- you-- virtually pulls the plug on them that should tell them all they need to know about this brainchild they so proud of
     
    Last edited: Jul 27, 2015

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