Federal judge upholds Trump's expansion of short-term care plans

Jul 23, 2019

  1. Brian Anderson
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    Brian Anderson Executive Editor

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  2. Newby
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    Newby Guru

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    I agree with the Democrats that “junk” plans are being marketed as real health insurance. President Trump is completely ignoring all the Health Insurance problems in this country. Hasn’t made it a priority which is a huge mistake.
     
    Newby, Jul 23, 2019
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  3. HealthGuy
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    HealthGuy Guru

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    Newby: How is Trump ignoring health insurance problems by allowing more short term? Please quantify. Your statement makes no sense to me. Republican leadership couldn't get their act together a few years back to get anything done to improve, alter, or remove the ACA, why blame Trump?
     
  4. Yagents
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    Yagents Guru

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    Trump did nothing but return STM to the original pre Obamacare term lengths.

    STM is an alternative to being uninsured, nothing else.

    STM IS 50% of the cost, due to providing less than 50% of ACA benefits.

    ACA policies mostly pay claims right away if covered benefit, STM policy will research pre existing for months before paying claims. The bills will come, will u pay, or risk your credit.

    STM policies will have good doctor PPO choice, ACA networks will limit your ability to survive a severe ongoing health crisis

    STM agents need to disclose exclusions and sell to those only that are eligible.

    Bad agents will sell STM incorrectly to increase their income, screw the client, and ultimately destroy people's lives with asset losses, endless debt, and reduced healthcare. Some agents may even become depressed when sued or when they find out the client was hurt by your recommendation.

    And Policyholders need to actually read their policy. Options need be available for the uninsured higher income. But that doesn't give u the right to whine when the policy doesnt perform to your expectations.
     
    Yagents, Jul 23, 2019
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  5. ImPack
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    ImPack New Member

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    My bigger concern is why are we letting Health Insurance Company control the health of our bodies in the first place. Between the Health insurance companies and drug companies, they can bankrupt more people and actually control who gets care and who doesn't (indirectly of course because they can price people out of the market or underwrite them out of the market.) We continue to blame the administration and politics is heavy in it. My mind makes me wonder how much are the politicians receiving from these companies to vote the way they do. Medicare supplement plans are challenging enough, and it really doesn't sound like they want to pay the doctors and drives the consumer to find doctors who will accept the plans instead of just allowing the doctors to do their jobs and paying the bill. I may be on the minority with my view but I talk to consumers everyday who feel the same way.
     
    ImPack, Jul 30, 2019
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  6. Newby
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    Newby Guru

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    He is allowing the marketing of short term plans to people that think they are buying real health insurance. And basically he has done nothing toward revamping health insurance and our whole healthcare system. Zero.

    It seems obvious that doctors and hospitals need to post prices that consumers can easily shop and compare. Step 1

    It seems obvious that we need a system that everyone save money (spends less) when they cost the insurance company or the taxpayers less. And cost themselves more when they spend more.

    It seems obvious that ALL health plans need to be available for purchase to everyone. No one should have better or worse choices based on their employer. And no one should ever lose their plan by losing their job. Health insurance should be stripped away from being tied to employers. All plans should be individual.

    People should be able to shop for their medications on the world market.

    Everyone needs to grow up and accept that good health insurance is expensive and only the poorest have a program where they pay very little.

    That would be my start to the discussions. Any discussion where it’s “free” from the government is just BS.
     
    Newby, Jul 31, 2019
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  7. Chazm
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    Chazm Guru

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    Medicare supplement plans don’t want to pay the doctor? Or am I reading this wrong? Wow
     
    Chazm, Jul 31, 2019
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  8. goillini52
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    goillini52 KeepAmericaGreat...Eat Bacon & BUILD THAT WALL!!!

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    Surely you realize that Trump can't get ANYTHING done as long as the Dumbs control the House.
     
  9. ImPack
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    ImPack New Member

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    Well, having just had to sign up for Medicare myself, I feel like I was trying to do a 1000 piece puzzle without the picture! I liked what was offered by one plan, and the price was good but oh, now I have to change doctors. And the doctors on their plan are more than 20 miles away. When you are sick, the last thing you want is to spend time traveling. I live within 20 minutes of a very large regional hospital which is also a teaching hospital with lots of doctors and specialists within 10 minutes, but yet they don't accept the plan (is it they are too greedy with fees or is the company too cheap to pay a reasonable fee. Doctors are trained to diagnose and help heal people. Now they need a degree to research each company before they agree to sign on to the plan. When you are "out of Network" guess who gets stuck with the bill? We need a better plan. I am still looking and hoping I can find a better plan that meets me at a reasonable premium and takes my doctors whom I have already established a relationship with. Transferring records is a pain and sometimes our customers "settle" because they don't want the hassles.
     
    ImPack, Jul 31, 2019
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  10. Chazm
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    Chazm Guru

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    Should of used an independent agent that would have shown you a Medicare supplement plan where you would have had zero issues you just described.
     
    Chazm, Jul 31, 2019
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