Final Expence for 63 Year Old Women with High Blood Pressure and Diabities.

Jun 2, 2016

  1. JulieRios
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    JulieRios New Member

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    Hi,

    I have a client who needs FE, she is 63 years old has high blood pressure and diabetes. What FE company will accept her? I am a new agent in life insurance.
    She had her previous FE non-renew because of her medical conditions.
    Thanks, Julie
     
  2. Todd King
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    Todd King IMO/FMO Owner

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    Most all of them will accept this. You deal with this everyday in the senior market, so it's not unusual.
     
  3. WinoBlues
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    WinoBlues Guru

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    About all of them. At 63 depending on her other stats she could get just about anything she wants. Including a fully underwritten policy.

    >>""She had her previous FE non-renew because of her medical conditions.""

    Does not really matter, but, that does not sound right.
     
  4. Mattschmidt
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    Mattschmidt Guru

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    why would you say she needs FE?? Several companies MAY give her a better offer then traditional FE companies, depending on Diabetes history.

    Maybe she'd benefit from doing a Paramedical exam, maybe she wouldn't. You'll need to get a detailed fact finder to determine best path
     
  5. Newby
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    Newby Guru

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    Her previous FE had to be renewed? Never heard of anything like that before.
     
    Newby, Jun 2, 2016
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