Final Expence for 63 Year Old Women with High Blood Pressure and Diabities.

JulieRios

New Member
Hi,

I have a client who needs FE, she is 63 years old has high blood pressure and diabetes. What FE company will accept her? I am a new agent in life insurance.
She had her previous FE non-renew because of her medical conditions.
Thanks, Julie
 
Hi,

I have a client who needs FE, she is 63 years old has high blood pressure and diabetes. What FE company will accept her? I am a new agent in life insurance.
She had her previous FE non-renew because of her medical conditions.
Thanks, Julie

Most all of them will accept this. You deal with this everyday in the senior market, so it's not unusual.
 
Hi,

I have a client who needs FE, she is 63 years old has high blood pressure and diabetes. What FE company will accept her? I am a new agent in life insurance.
She had her previous FE non-renew because of her medical conditions.
Thanks, Julie

About all of them. At 63 depending on her other stats she could get just about anything she wants. Including a fully underwritten policy.

>>""She had her previous FE non-renew because of her medical conditions.""

Does not really matter, but, that does not sound right.
 
Hi,

I have a client who needs FE, she is 63 years old has high blood pressure and diabetes. What FE company will accept her? I am a new agent in life insurance.
She had her previous FE non-renew because of her medical conditions.
Thanks, Julie

why would you say she needs FE?? Several companies MAY give her a better offer then traditional FE companies, depending on Diabetes history.

Maybe she'd benefit from doing a Paramedical exam, maybe she wouldn't. You'll need to get a detailed fact finder to determine best path
 
Hi, I have a client who needs FE, she is 63 years old has high blood pressure and diabetes. What FE company will accept her? I am a new agent in life insurance. She had her previous FE non-renew because of her medical conditions. Thanks, Julie

Her previous FE had to be renewed? Never heard of anything like that before.
 
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