First to die policy

[Jenifer Williams]

Lower mortality costs for one policy than paying for 2 separate policies;
Can help with moderate health issues.
It is designed for two insureds who are within 10 years of age of each other. If wider than that, two separate policies would generally be a better choice.
- Good for social security planning upon the death of the first spouse.
- Even out premiums for buy/sell planning.
- In the event of a divorce, this policy can be evenly split down the middle: same premiums, cash values, death benefits.

Nice Info...!!!! Have to check it.

 

[pfg1]

Anyone know of a joint, first to die GUL? Is there such a product?

 

[DWPCL]

Anyone know of a joint, first to die GUL? Is there such a product?

Penn had a first to die rider on their survivorship IUL, which can include a no lapse rider. Allianz has one on survivorship

 

[Robert Barney]

Does anyone still have a good first to die policy available? I have a couple that are in good health that something like this might be a real good fit for. Thanks for any suggestions.

Are you talking permanent or term?

 

[pfg1]

Perm.