Florida Auto - Are There Any Carriers that Would Insure a Client who Has 2 Pip Claims?

Discussion in 'Auto Insurance Forum' started by maxins09, Dec 20, 2016.

  1. maxins09
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    maxins09 Active Member

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    Florida Auto - Are there any carriers that would insure a client who has 2 Pip Claims?
    Most of my carriers won't insure someone who has 2 or more PIP claims.
     
  2. MrJoelPerez
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    MrJoelPerez New Member

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    This depends on the company, your Insurance Score (IS), the county, Prior Insurance (How long have you been with them), prior Bodily injury limits, and of course, PIP claims. It would probably be easier to give them all that information prior to trying to get a quote so they can check their qualifications guide to see if they can write you up.
     
  3. KenP
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    KenP Well-Known Member

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    The only market that I know of (I write P&C in Florida as well) that doesn't usually hard reject 2+ PIPs is Victoria/Titan.

    I will say that by and large, the type of client who has those PIP claims will not be able to pay the premiums on a policy that's rating for two PIP claims. Usually not the most savory clientele. Best of luck.
     

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