A client (who is also a friend) called me this afternoon and said he had received a termination letter from Florida Blue with a notice that his BlueCare $2500 deductible plan (which has copays for everything, including outpatient surgery) was being mapped to the BlueCare Plan 1486 on January 1st.
He was told he had until November 1st to let them know if he wanted to make any changes.
Plan 1486 is a Bronze HSA with a $6250 deductible, the premium is significantly higher than his current plan.
My client wanted to know if he could simply go to a similar plan with a higher deductible-the answer, of course, is NO because they are mapping him to the lowest level of benefits available instead of following the law and mapping to the closest plan in benefits (with, of course, the much higher premium).
I can't begin to tell you how much this irritates me, to the point where I would file a complaint with the Florida DOI if we had a governor who had a pulse instead of Rick 'The Medicare Scammer' Scott, who will do anything to not help Floridians deal with the ACA.
Just a heads up for other Florida agents-people are going to be shafted by Blue big time and it's an opportunity for good agents to significantly add to their book of business.
One more thing-the 2015 premium for this Plan is 22.4% higher than the rate in 2014!
He was told he had until November 1st to let them know if he wanted to make any changes.
Plan 1486 is a Bronze HSA with a $6250 deductible, the premium is significantly higher than his current plan.
My client wanted to know if he could simply go to a similar plan with a higher deductible-the answer, of course, is NO because they are mapping him to the lowest level of benefits available instead of following the law and mapping to the closest plan in benefits (with, of course, the much higher premium).
I can't begin to tell you how much this irritates me, to the point where I would file a complaint with the Florida DOI if we had a governor who had a pulse instead of Rick 'The Medicare Scammer' Scott, who will do anything to not help Floridians deal with the ACA.
Just a heads up for other Florida agents-people are going to be shafted by Blue big time and it's an opportunity for good agents to significantly add to their book of business.
One more thing-the 2015 premium for this Plan is 22.4% higher than the rate in 2014!