MSchreur
New Member
- 13
Is there anyone out there with a clear understand of this law? What I am specifically needing clarification on is this...
In Florida wind pool there are no authorized insurance carriers offering wind coverage. The only option for consumers here is Citizens which is considered a residual market not an authorized insurer.
My question is would it be lawful to offer a consumer an all perils policy form from a surplus lines carrier as an alternative to an authorized insurer product x wind coupled with a Citizens wind only policy?
If not, would it be fair to say it is lawful to offer a consumer a wind only policy form from a surplus lines carrier as an alternative for a Citizens wind only policy?
In Florida wind pool there are no authorized insurance carriers offering wind coverage. The only option for consumers here is Citizens which is considered a residual market not an authorized insurer.
My question is would it be lawful to offer a consumer an all perils policy form from a surplus lines carrier as an alternative to an authorized insurer product x wind coupled with a Citizens wind only policy?
If not, would it be fair to say it is lawful to offer a consumer a wind only policy form from a surplus lines carrier as an alternative for a Citizens wind only policy?
