- 1,704
hmmm....acc to their sales rep..this affects GA, AL and MS. perhaps other states as they do other changes.
I am in Ga. I need to snoop around more. Thanks.
I am in Ga. I need to snoop around more. Thanks.
Getting Appointed With Humana
- Thread starter artitude
- Start date
- 9,744
"If heaven ain't a lot like Dixie, I don't want to go..."
-or-
As many of us here in the southern states say..."thank god for Mississippi."
- 265
Yep, go direct. Just remember, that $80 a month is tough to swallow when you could pocket $720-$1200 with an advance for GR or Assurant. Of course, serve the best interest of your client first as they will be very loyal to you. 
I mean :O Is there a cynic in the house?
I mean :O Is there a cynic in the house?- 14,809
There's an agency that advances Humana - I'll be talking to the owner this morning to ask the standard questions and post back later.
I am in Florida and am wondering whether or not to go direct with Aetna and GR. If not, what GA should I use in Florida for those companies?
And, how do I get appointed with BCBSF. I couldn't find an agent link. After reviewing this forum. Seems BCBS gives no real incentive to sell money-wise. If I can't go direct with BCBSF, who should I use to get appointed. Thanks.
And, how do I get appointed with BCBSF. I couldn't find an agent link. After reviewing this forum. Seems BCBS gives no real incentive to sell money-wise. If I can't go direct with BCBSF, who should I use to get appointed. Thanks.
- 9,744
You don't.
BCBSFL GROUP products are available through broker distribution. Individual products are NOT.
- 748
Whis is that?
Do they write everything in house?
You can contract with BCBS Texas, individual or group.
- 9,744
BCBSFL only writes individual coverage either directly, or through their "contracted general agencies", which are captive to BCBSFL.
Comp sucks anyway...
insureman07
Expert
- 53
Thats the problem with this business. most people including myself were taken advantage of because the rules of engagement are foggy.
The Almighty GAs have no real power other than your assumption of their position. You can easily contact carriers and get appointed when you are a licensed agent.
GA/MGA ect sometimes give you more or less in commission depending on the arrangement ( leads/or no leads (your on your own)ect . Most importantly Make sure its in writing that you own your book of business (all of the policies you sell and the residuals) also include a provision about no contact from the general agent.
Some will have the nerve to make you buy your own leads. Then fold when charge backs start to come and hold your residual checks even when you pay them back! Next you will hear from your clients that they got a letter in the mail from your "Agency" saying they have let you go and will now be handling their coverage. In reality your client has no idea who they are and sees it as a fraudulent attempt at their business and calls you their agent who's name is the only familiar word in the letter from this said agency whom they have never heard of.
In the End It can Be a Nightmare!!!!!
GO DIRECT THROUGH the CARRIER AND AVOID THE MADNESS
You can survive if you work hard enough with the
several carriers who advance commissions
GO DIRECT !GO DIRECT !
trust me :bump:
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