Getting declined due to having a Episiotomy!! Anyone heard of that?

[DHK]

No, I pulled it up FOR YOU.

Would you prefer webmd? Here you go:
Episiotomies: What Your Mom Never Told You

I take it you don't have children.

I'd go over it with the UNDERWRITER... not the client. There's HIPAA requirements, you know.

 

[DHK]

Here's one you should look up: Confirmation bias - Wikipedia

You're looking for people to agree with you. I simply don't agree with you.

Shop the case elsewhere, or have a conversation with the underwriter.

 

[DHK]

Very shocked you are referring to that site. Note sure how you have any credibility.

Hmmm... from suggesting a "class action lawsuit" to defaming me for referencing Wikipedia... you are FULL of drama!

Just calling it out as I see it.

 

[Willyc]

Sounds good. I do have children. You are not anyone i want to associate with on here. I understand why a lot of people had negative things to say about you.

 

[DHK]

Join the club:
https://insurance-forums.com/commun...QgoPh2lyy-AVjmNmP3GjTEIGbAIiCL4tpDxjQRhII3cOg

 

[somarco]

That procedure was big back in the 70's and 80's. Now its a very dangerous practice.

You need to explain to me why an episiotomy is more dangerous now than 40+ years ago

 

[Baseball7]

What a mess, write the business elsewhere!

 

[goillini52]

Hobby? I was trying to get a valid response. If i was searching for jokes I wouldn't be here DHK. In the 3 years at NYL and after writing 447 life apps.. I have never come across this so I thought I would ask.

If you're not searching for jokes, then you've come to the wrong place.

Without looking it up, isn't that procedure when they have to cut a little bit to make the opening a little bigger in the case of babies that have big heads(like Markthebroker), then it's sewn back up when they're done. My uncle used to tell how when the Dr. went to sew it back up, he asked the Dr. to put a couple of extra stitches in to "tighten it up". My aunt slapped him every time he told that story.

 

[DayTimer]

What a mess, write the business elsewhere!

OP works for New York Life. There is no “elsewhere” for hem, I presume. This $750,000 whole life case is going to go to another agent if it goes anywhere. What the OP should be doing is trying to find an agent here who can split the case and get this lady covered.

 

[DHK]

They have a brokerage - I assume is Crump per Tahoe Ray.

OR

Get the managing partner to "run it up the flagpole" and get a head underwriter to re-examine the case. Maybe it wasn't this procedure but something else that was the real cause for declining the policy? Put that MP to work and find out more for that case.