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Two that accept dialysis that come to mind areUHL GI and the FE plan with Columbian (even though he doesn't like them) is only a 2 yr ROP instead of the 3 on the GI plan..,,,As to whether they are "good" options is a matter of opinion.. Iy appears there are several companies that offer graded/modified plans at 45 that do not offer them at 44 but I do not know which, if any accept dialysis..What are the additional good options at age 45 for someone on kidney dialysis?