Golden Rule "Coming to California"

Sep 14, 2007

  1. Consultant
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    Consultant Super Genius

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    Does anyone know when? PacifiCare is not doing it for us here. More competition in this state is needed as well.
     
  2. newmindfashion
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    newmindfashion Guru

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    Its probably not likely. Golden Rule is not likely to go into states that don't allow the use of exclusionary riders on pre-existing conditions.

    CA is a non-rider state correct?
     
  3. Consultant
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    Correct - but I've read in my insurance newspapers & mags that they've been applying to the State of California. This was like earlier this year.

    Also, I'm choosing to be a non-resident in either FL, TX, GA or AZ to sell Golden Rule. Maybe someone can shed some light on which state is better to sell GR than another.


    Producer services of Golden Rule told me the most active states in descending order:

    1. FL
    2. TX
    3. GA
    4. MI
    5. OH
    6. MS
    7. AZ
    8. CO
    9. PA
    10. WI
    11. CT
    12. MD
    13. SC
    14. NC
    ...etc...
     
    Last edited: Sep 14, 2007
  4. newmindfashion
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    newmindfashion Guru

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    UHC is killing the competition rate-wise in FL.

    CT is my state but the product line we have here is outdated compared to what you would be selling in the other states you listed. Same with Delaware. Blue Cross owns NC at this time.

    You may find AZ a good place since you're only the next state over. You might get regional preference as compared to say MS or GA.
     
    Last edited: Sep 14, 2007
  5. somarco
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    somarco GA Medicare Expert

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    Out of state marketers can't make it in Georgia. Might as well stay away.

    As I have told others, I will have your liver with fava beans and a nice Chianti . . .
     
    somarco, Sep 14, 2007
    #5
  6. Consultant
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    Laugh out loud... thanks I needed that.. Whew..
     
  7. Consultant
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    I was told that I have to pay an additional amount for each county! He said it comes out to about $300 plus extra to get contracted in the entire state of FL.

    Good to know...

    I agree. Plus I talk like a Californian (what my E-Coast friends say) so my thinking was that since a lot of people are moving to AZ from CA - I could be that INS bridge as well :)

    Thanks for your input!
     
  8. newmindfashion
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    newmindfashion Guru

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    You might do OK in CT.

    CA is far away geographically but not necessarily that far away socially/politically.
     
  9. Consultant
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    I'm not really sold on any states yet.

    Sounds like FL has many brokers. My friend in Washington sells in PA because they don't have many brokers and that the people there were usually honest when asking for health insurance.
     
  10. newmindfashion
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    newmindfashion Guru

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    Consultant,
    I don't think your GR contact is correct about FL. I got licensed there and only pay $6 per county as a piece of business comes in from that county. I didn't need to get pre-appointed in every county. $6 per county as you go.

    They allow this for out of state agents who are enrolling people online through Golden Rule's E-Store.
     
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