Good Final Companies for our MA clients

Apr 2, 2007

  1. honestagent
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    honestagent Guru

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    Greetings everyone.


    I am looking for assistance on some good final carriers you can please endorse.

    Good rates
    ISSUE AGES BETWEEN 0 - 99 if they exist.
    Also a good company who will issue someone with dialysys.
    And one who has cancer or has had a heart attack or storke in the past year.
    Diabetes.

    The key is issue ages above 85.

    Can you please recommend such carriers?

    Thank you much.

    Honest Agent
     
  2. senior-advisor-indiana
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    senior-advisor-indiana Guru

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    I have never heard of any life insurance that would issue a policy after someones life expectancy.

    I use motorists for regular people, unity for smokers(no rate up and very competitve) and presidential for gauranteed issue( best one ive seen).
     
  3. senior-advisor-indiana
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    senior-advisor-indiana Guru

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    by the way none of those were above 85.
     
  4. honestagent
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    honestagent Guru

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    Senior Advisor,

    Thanks for the reply. I never knew simplified does not issuee past 85. No house new of one and I called several. I have Motorists and I'm looking into Presidential. Thank you very much.
     
  5. senior-advisor-indiana
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    senior-advisor-indiana Guru

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    I heard monumental is good too
     
  6. Cenla Agent
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    Cenla Agent Guru

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    I do not believe Monumental issues past age 74 unless they've changed things in the past few years.
     
  7. Cenla Agent
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    Cenla Agent Guru

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    Presidential's Graded Benefit Life (guar. issue) issues up to age 80 and in a few states it is only to 75.

    I seem to recall seeing some company that issues up to 85 a while back but I cannot remember who it was.
     
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