adamlehrman
Expert
- 24
I've marketed to brokers and sold the AIM plans for a couple of years now and have experienced very few complaints. I also have an extremely good relationship with IRG, who pays commissions. They may have had some kinks in the beginning but it's a great plan, if you have to sell it, and it has a much richer set of benefits than the ICAN plan, based on a brief glance. The AIM HealthSolutions plan pays up to 100% of surgery based on Medicare RBRVS amounts AND will honor a Certificate of Creditable Coverage (as well as issue one when leaving the plan). The 6600 plan on the ICAN site, which appears to be the most premium plan on there, pays a max $6,000 benefit per year for surgery - I don't know what you plan on using that for. Whoever sells a client "health insurance" with a $6,000 benefit for surgery, in my opinion, is doing them huge disservice and instilling a large false sense of hope.
Both AIM and ICAN use MultiPlan as their network (PHCS is owned by MultiPlan).
In ICAN's defense (I don't sell it) they have a small ER benefit, a larger than AIM's wellness benefit (which, in my experience with major-med is a marketing ploy), and it includes some RX coverage.
To rebut some of the claim's here about both plan's - GTL does NOT, I repeat NOT, according to their own website underwrite the ICAN plan, but Pan-American Life. GTL underwrites ICAN's Accident, Dismemberment and Life portion of the plan.
Somarco, I'm not sure why you have such beef with the AIM plans, but I welcome anyone to ask me anything they want to know about AIM and IRG here in this forum.
Both AIM and ICAN use MultiPlan as their network (PHCS is owned by MultiPlan).
In ICAN's defense (I don't sell it) they have a small ER benefit, a larger than AIM's wellness benefit (which, in my experience with major-med is a marketing ploy), and it includes some RX coverage.
To rebut some of the claim's here about both plan's - GTL does NOT, I repeat NOT, according to their own website underwrite the ICAN plan, but Pan-American Life. GTL underwrites ICAN's Accident, Dismemberment and Life portion of the plan.
Somarco, I'm not sure why you have such beef with the AIM plans, but I welcome anyone to ask me anything they want to know about AIM and IRG here in this forum.