this is my first post. My mother has cancer. im looking for the least expensive guaranteed issue term policy or any other guaranteed issue no questions asked policy. I would like to stack up to 100,000. I am looking at this as an investment. If she lives 2 years, i get the full death benefit. if not, all premiums are refunded. I understand that options are very limited based on her circumstances. Any help would be greatly appreciated. Thank you.