Everything went great and I was shown all of the ways agent's can make big bucks in the industry. The hiring manager was very pleasant to speak with but I ALWAYS take everything with a grain of salt... Before I applied for the job I did some research on here and the comments were mixed both positive and negative. The one thing I found consistent on this site about NYL is that there training is really really good and one can benefit from that even if the pay isn't that great. I'm posting this thread to hear about the real deal about the company from current of recently previous employees from NYL. I'm sure they will love me if I produce a lot but how will they treat me when I don't? I asked the hiring manager about the retention rate at their office and she stated 60% which seemed kind of high compared to what I have read here (more so 30%-40% retention). I was shown all of the benefits from being a top producer and the hiring manager stated that NYL's top agent was her mentor (she stated that he made close to $6 billion a year). I'm a newbie. Let me have it if you feel that is needed. I'm open to all and any advice and have thick skin. THANKS!!!