Has anyone heard of EFinancial?

Feb 22, 2008

  1. rawannam
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    rawannam Expert

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    Hi everyone, I'm new to the game and am looking at getting contracted mainly in life and wondered if any of you had heard of/done business with Efinancial? Should a brand new agent really be able to get 100% commisions straight out of the gate if not what should I be aiming for? EFinancial starts you at about 80% until you produce 50k in AP. Any help or advice is greatly appreciated!

    Ryan
     
    rawannam, Feb 22, 2008
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  2. Mr. Bill
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    Mr. Bill Guru

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    There's a thread (search) that we've discussed directly contracting. Believe it or not, these companies will really help you do the biz. Many times it's the FMO/IMO employee who recruits you who simply gets paid to recruit you and then you'll never hear from them....Good luck!
     
    Mr. Bill, Feb 22, 2008
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  3. dimpil1
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    IF you have ever watched Real Housewives of Orange County, Vicki Gunvalsun (spelling) uses them and she's very successful with them.
     
    dimpil1, Mar 12, 2008
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  4. emg35
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    If you contract with them let me know how it go's. I'm taking my test next week and was thinking of going with them.
     
    emg35, Mar 12, 2008
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  5. Mr. Bill
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    I thought Vickie was running her own agency. ???
     
    Mr. Bill, Mar 12, 2008
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  6. dimpil1
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    She started from home, now she's running Coto Financial Services and has agents under her for selling term from home.
     
    dimpil1, Mar 13, 2008
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  7. dimpil1
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    dimpil1 Expert

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    Also E-Financial, you can contract with them, but they only pay 75% commission. You can get more, like 90-100 other places and I suggest you do that if you use them for leads. You have to committ to 3 months leads from what I remember too.
     
    dimpil1, Mar 13, 2008
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  8. ims01
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    If they are willing to help, teach and support you to get to the $50,000, then it is a very worthwhile choice. The $10,000 in reduced income could be worth $100,000's if you get started properly.

    Their leads are decent and their ALYSS (sp?) system is good.

    There are a couple other options that you will find on this forum. But, the key for a beginner is getting properly educated, not necessarily the top contract. That will come with production.
     
    ims01, Mar 13, 2008
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  9. dimpil1
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    dimpil1 Expert

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    But you can still get their help and get better commissions. You can get their leads without being appointed through them. IF they were giving a discount on the lead for your contracting via them, then okay, but for $28 a pop, and to add filters it's around $36, I feel you need the extra $$ to cover the cost of doing business with them.

    JMHO
     
    dimpil1, Mar 13, 2008
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  10. misch.chief
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    misch.chief New Member

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    I have actually heard of them, but don't know anything about them, sorry!
     
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